OpenSylo Marketplace API
    OpenSylo Marketplace API
    • Introduction
    • Getting Started
    • OAuth 2.0 Flow
    • Webhook Integration
    • Sandbox Testing
    • Error Reference
    • Marketplace Dashboard
      • Login to the marketplace dashboard
      • View OAuth credentials
      • Regenerate client secret
    • OAuth 2.0
      • Start OAuth authorization
      • Exchange code or refresh token
      • Revoke a token
      • OAuth discovery / client metadata
    • Data Ingestion
      • Submit single merchant data
      • Submit bulk merchant data
      • Get merchant credit score
      • Integration health check
    • Loan API
      • Get active loans for a merchant
      • Get loan status
      • Validate deduction amounts
      • Bulk loan status check
    • Inbound Webhooks
      • Send repayment webhook
      • Send settlement webhook
    • Sandbox
      • Sandbox environment info
      • Get sandbox test credentials
      • Get sandbox test merchants
    • Schemas
      • DashboardLoginRequest
      • DashboardLoginResponse
      • CredentialsResponse
      • RegenerateSecretResponse
      • TokenRequest
      • TokenResponse
      • RevokeRequest
      • ClientMetadataResponse
      • MerchantIdentity
      • SalesPerformance
      • RevenueConsistency
      • FulfillmentMetrics
      • PayoutCashFlow
      • PlatformDependency
      • HistoricalCredit
      • BehavioralRisk
      • MerchantDataRequest
      • ScoreBreakdown
      • CreditScore
      • MerchantDataResponse
      • BulkMerchantDataRequest
      • BulkMerchantDataResponse
      • CreditScoreResponse
      • HealthResponse
      • ActiveLoansResponse
      • LoanStatusResponse
      • ValidateDeductionsRequest
      • ValidateDeductionsResponse
      • BulkLoanStatusRequest
      • BulkLoanStatusResponse
      • RepaymentWebhookRequest
      • SettlementWebhookRequest
      • WebhookAckResponse
      • SandboxInfoResponse
      • SandboxCredentialsResponse
      • SandboxMerchantsResponse
      • OAuthError
      • ApiError

    CreditScore

    {
        "totalScore": 78,
        "riskTier": "A",
        "maxLendingCap": 930000,
        "eligiblePercentage": 30,
        "scoreBreakdown": {
            "salesPerformance": 28,
            "revenueConsistency": 13,
            "fulfillmentOps": 14,
            "payoutCashFlow": 15,
            "stabilityTenure": 8,
            "riskBehavior": 0
        },
        "lendingImplication": "Standard cap",
        "calculatedAt": "2026-01-29T08:15:30.000Z",
        "recommendations": "Good credit profile. Standard lending terms apply."
    }
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