{
"merchants": [
{
"tier": "A",
"email": "tier-a@sandbox.opensylo.com",
"password": "SandboxTierA123!",
"creditScore": 85,
"riskLevel": "Low",
"lendingCap": 10000000,
"description": "Premium approval flow"
},
{
"tier": "B",
"email": "tier-b@sandbox.opensylo.com",
"password": "SandboxTierB123!",
"creditScore": 72,
"riskLevel": "Low",
"lendingCap": 5000000,
"description": "Standard approval flow"
},
{
"tier": "C",
"email": "tier-c@sandbox.opensylo.com",
"password": "SandboxTierC123!",
"creditScore": 55,
"riskLevel": "Medium",
"lendingCap": 2000000,
"description": "Conditional approval"
},
{
"tier": "D",
"email": "tier-d@sandbox.opensylo.com",
"password": "SandboxTierD123!",
"creditScore": 40,
"riskLevel": "High",
"lendingCap": 500000,
"description": "Pilot/small ticket"
},
{
"tier": "E",
"email": "tier-e@sandbox.opensylo.com",
"password": "SandboxTierE123!",
"creditScore": 25,
"riskLevel": "Very High",
"lendingCap": 0,
"description": "Rejection flow"
}
]
}