ActiveLoan

{
    "loan_id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
    "reference": "OSL-2026-00142",
    "lender": {
        "id": "lnd_abc123",
        "name": "Sterling MFB"
    },
    "status": "disbursed",
    "disbursed_at": "2026-03-15T09:00:00.000Z",
    "due_date": "2026-09-15T09:00:00.000Z",
    "terms": {
        "principal_amount": 1500000,
        "total_repayment": 1725000,
        "currency": "NGN"
    },
    "repayment": {
        "deduction_percentage": 10,
        "minimum_deduction": 500,
        "total_repaid": 345000,
        "outstanding": 1380000,
        "is_overdue": false,
        "days_overdue": 0
    },
    "deduction_active": true
}