{
"batchId": "batch_f1e2d3c4-b5a6-7890-1234-567890abcdef",
"status": "pending",
"totalMerchants": 25,
"submittedAt": "2026-04-07T10:30:00.000Z",
"completedAt": "2026-04-07T10:32:15.000Z",
"successCount": 23,
"failedCount": 2,
"results": [
{
"merchantId": "string",
"status": "success",
"creditScore": {
"totalScore": 72.5,
"riskTier": "A",
"maxLendingCap": 2500000,
"eligiblePercentage": 75,
"scoreBreakdown": {
"salesPerformance": 18.5,
"revenueConsistency": 12,
"fulfillmentOps": 14.5,
"payoutCashFlow": 10,
"stabilityTenure": 9.5,
"riskBehavior": 8
},
"lendingImplication": "Moderate risk. Eligible for standard lending products.",
"calculatedAt": "2026-04-07T10:30:00.000Z",
"riskFlags": [],
"recommendations": "Consider increasing fulfillment rate for better terms."
},
"error": "string"
}
],
"error": "string"
}