LoanEligibilityResult
monthlySalesHistory with exactly 6 months is provided.Contains the calculated maximum eligible loan amount based on repayment capacity.
{
"avgMonthlyGmv": 4500000,
"avgMonthlyOrders": 320,
"aov": 14062.5,
"gmvTrendPercent": 8.5,
"gmvVolatilityCov": 0.15,
"monthlyRepaymentCapacity": 450000,
"totalRepaymentCapacity": 2700000,
"maxEligibleLoan": 2250000,
"totalRepaymentForMaxLoan": 2700000,
"monthlyRepaymentForMaxLoan": 450000,
"policyParameters": {
"repaymentRate": 0.1,
"tenorMonths": 6,
"monthlyInterestRate": 0.025
},
"calculatedAt": "2026-04-07T10:30:00.000Z"
}