Get merchant credit score

GET

https://api.opensylo.com/api/marketplace/data/merchant/{merchantId}/credit-score

Retrieves the most recent credit score for the specified merchant.
The merchant must have previously submitted data and the OAuth token
must be scoped to the same merchant.

Request

Authorization

Bearer Token

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

Path Params

Responses

🟢200OK

application/json

Credit score returned.

Bodyapplication/json

🟠400Bad Request

🟠401Unauthorized

🟠404Record Not Found

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api.opensylo.com/api/marketplace/data/merchant/mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890/credit-score' \
--header 'Authorization: Bearer <token>'

Response Example

200 - Success Example

{
    "totalScore": 72.5,
    "riskTier": "B",
    "maxLendingCap": 2500000,
    "eligiblePercentage": 75,
    "scoreBreakdown": {
        "salesPerformance": 18.5,
        "revenueConsistency": 12,
        "fulfillmentOps": 14.5,
        "payoutCashFlow": 10,
        "stabilityTenure": 9.5,
        "riskBehavior": 8
    },
    "lendingImplication": "Moderate risk. Eligible for standard lending products.",
    "calculatedAt": "2026-04-07T10:30:00.000Z",
    "riskFlags": [],
    "recommendations": "Consider increasing fulfillment rate for better terms."
}

Modified at 2026-06-10 14:59:29

Poll batch processing status

Data ingestion health check