{
"event": "repayment.failed",
"event_id": "evt_rp_failed_20260407_001",
"timestamp": "2026-04-07T14:30:00.000Z",
"marketplace": {
"id": "mkt_live_abc123def456",
"name": "Jumia Nigeria"
},
"merchant": {
"marketplace_id": "PLT_MERCH_001",
"opensylo_id": "mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"loan": {
"opensylo_id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
"opensylo_reference": "OSL-2026-00142"
},
"failure": {
"reference": "FAIL-20260407-001",
"attempted_amount": 5000,
"reason": "Insufficient sale amount for deduction",
"code": "INSUFFICIENT_BALANCE",
"attempted_at": "2026-04-07T14:30:00.000Z"
},
"source_transaction": {
"id": "ORD-2026-00543",
"type": "sale",
"gross_amount": 50000,
"timestamp": "2026-04-07T14:25:00.000Z"
}
}