LoanDefaultedPayload

{
    "event": "loan.defaulted",
    "event_id": "string",
    "timestamp": "2019-08-24T14:15:22.123Z",
    "loan": {
        "id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
        "reference": "OSL-2026-00142",
        "status": "approved"
    },
    "merchant": {
        "opensylo_id": "mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890",
        "marketplace_id": "PLT_MERCH_001"
    },
    "default_details": {
        "outstanding_amount": 862500,
        "days_overdue": 45,
        "last_payment_date": "2026-02-20T12:00:00.000Z"
    },
    "collection_instructions": {
        "continue_deductions": true,
        "priority": "normal",
        "deduction_percentage": 15
    }
}