loan.approved

curl --location 'https://api.opensylo.com/webhooks/outbound/loan.approved' \
--header 'X-OpenSylo-Signature: sha256=f1e2d3c4b5a6f7e8d9c0b1a2f3e4d5c6b7a8f9e0d1c2b3a4f5e6d7c8b9a0f1e2' \
--header 'X-OpenSylo-Timestamp: 1712495400' \
--header 'X-OpenSylo-Event-Id: evt_oa_20260407_001' \
--header 'Content-Type: application/json' \
--data '{
    "event": "loan.approved",
    "event_id": "evt_oa_20260407_001",
    "timestamp": "2026-04-07T09:00:00.000Z",
    "loan": {
        "id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
        "reference": "OSL-2026-00142",
        "status": "approved"
    },
    "merchant": {
        "opensylo_id": "mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890",
        "marketplace_id": "PLT_MERCH_001"
    },
    "lender": {
        "id": "lnd_abc123",
        "name": "Sterling MFB"
    },
    "terms": {
        "principal_amount": 1500000,
        "interest_rate": 15,
        "tenor_days": 180,
        "total_repayment": 1725000,
        "currency": "NGN"
    },
    "repayment": {
        "method": "sales_deduction",
        "deduction_percentage": 10,
        "minimum_deduction": 500,
        "start_date": "2026-04-10",
        "due_date": "2026-09-15"
    },
    "schedule": [
        {
            "installment": 1,
            "due_date": "2026-05-10",
            "amount": 287500,
            "status": "pending"
        },
        {
            "installment": 2,
            "due_date": "2026-06-10",
            "amount": 287500,
            "status": "pending"
        }
    ]
}'