1. Data Ingestion
marketplace-doc
  • Data Ingestion
  • Errors
  • Introduction
  • Loan API & Deduction Lifecycle
  • Getting Started
  • OAuth
  • Webhooks
  • Embedded Journey
  • OpenSylo Marketplace Integration API
    • OAuth 2.0
      • Start OAuth authorization
      • Exchange authorization code or refresh token
      • Revoke a token
      • Discover OAuth capabilities
    • Data Ingestion
      • Submit single merchant data
      • Submit bulk merchant data
      • Poll batch processing status
      • Get merchant credit score
      • Data ingestion health check
    • Sales & Events
      • Submit a sales event
      • Submit a repayment event
      • Submit an account flag
    • Loan API
      • Get active loans for a merchant
      • Get loan status
      • Validate deduction amounts
      • Bulk loan status
    • Inbound Webhooks
      • Repayment events
      • Settlement events
    • Outbound Webhooks
      • loan.approved
      • loan.disbursed
      • loan.repayment_updated
      • loan.nearly_complete
      • loan.completed
      • loan.defaulted
      • merchant.created
      • kyc.submitted
      • kyc.approved
      • kyc.rejected
      • funding_request.created
      • funding_request.fulfilled
      • funding_request.rejected
    • Embedded Journey (Marketplace API)
      • Create (or fetch) a merchant
      • Get merchant status (KYC, credit score, funding requests)
      • Update business KYC information
      • Add directors (bulk)
      • Attach a KYC document
      • Submit KYC for review
      • Submit sales data for credit scoring
      • Create a funding request
      • Mint an embed token for the hosted journey
    • Schemas
      • TokenRequest
      • TokenResponse
      • OAuthError
      • ClientMetadataResponse
      • MerchantIdentity
      • SalesPerformance
      • RevenueConsistency
      • FulfillmentMetrics
      • PayoutCashFlow
      • PlatformDependency
      • HistoricalCredit
      • BehavioralRisk
      • MonthlyHistoryEntry
      • MerchantDataRequest
      • CreditScore
      • LoanEligibilityResult
      • MerchantDataResponse
      • BulkMerchantDataRequest
      • AsyncBulkProcessingResponse
      • BatchStatusResponse
      • SalesEventRequest
      • RepaymentEventRequest
      • AccountFlagRequest
      • MerchantInfo
      • LenderInfo
      • RepaymentInfo
      • LoanTermsInfo
      • ActiveLoan
      • ActiveLoansSummary
      • ActiveLoansResponse
      • LoanStatusRepayment
      • LoanStatusResponse
      • ValidateDeductionsRequest
      • DeductionItem
      • DeductionSummary
      • ValidateDeductionsResponse
      • BulkLoanStatusRequest
      • BulkLoanStatusItem
      • BulkStatusSummary
      • BulkLoanStatusResponse
      • WebhookMarketplace
      • WebhookMerchant
      • WebhookLoan
      • DeductionDetails
      • SourceTransaction
      • LoanBalance
      • RepaymentDeductedWebhook
      • FailureDetails
      • RepaymentFailedWebhook
      • ReversalDetails
      • RepaymentReversedWebhook
      • SettlementDetails
      • SettlementSummaryByStatus
      • SettlementSummary
      • SettlementLoanIncluded
      • BankTransferDetails
      • SettlementCreatedWebhook
      • SettlementTransferredWebhook
      • TransferDetails
      • WebhookAckResponse
      • OutboundLoan
      • OutboundMerchant
      • OutboundLender
      • LoanTerms
      • RepaymentTerms
      • ScheduleInstallment
      • LoanApprovedPayload
      • DisbursementDetails
      • DisbursedRepayment
      • LoanDisbursedPayload
      • ChangeDetail
      • LoanRepaymentUpdatedPayload
      • RepaymentStatus
      • NearlyCompleteRecommendation
      • LoanNearlyCompletePayload
      • CompletionSummary
      • LoanCompletedPayload
      • DefaultDetails
      • CollectionInstructions
      • LoanDefaultedPayload
      • ApiError
      • RateLimitError
      • EmbedCreateMerchantRequest
      • EmbedCreateMerchantResponse
      • EmbedBusinessKyc
      • EmbedDirectorInfo
      • EmbedBulkDirectors
      • EmbedDirectorListItem
      • EmbedDocumentUpload
      • EmbedSalesDataAccepted
      • EmbedCreateFundingRequest
      • EmbedFundingRequestIntent
      • EmbedMerchantStatusResponse
      • EmbedTokenResponse
      • MarketplaceMerchantRef
      • MerchantCreatedPayload
      • KycStatusPayload
      • FundingRequestEventPayload
  • OpenSylo Marketplace API
    • OAuth 2.0
      • Start OAuth authorization
      • Exchange code or refresh token
      • Revoke a token
      • OAuth discovery / client metadata
    • Data Ingestion
      • Submit single merchant data
        POST
      • Submit bulk merchant data
        POST
      • Get merchant credit score
        GET
      • Integration health check
        GET
    • Loan API
      • Get active loans for a merchant
      • Get loan status
      • Validate deduction amounts
      • Bulk loan status check
    • Inbound Webhooks
      • Send repayment webhook
      • Send settlement webhook
    • Schemas
      • TokenRequest
      • TokenResponse
      • RevokeRequest
      • ClientMetadataResponse
      • MerchantIdentity
      • SalesPerformance
      • RevenueConsistency
      • FulfillmentMetrics
      • PayoutCashFlow
      • PlatformDependency
      • HistoricalCredit
      • BehavioralRisk
      • MerchantDataRequest
      • ScoreBreakdown
      • CreditScore
      • MerchantDataResponse
      • BulkMerchantDataRequest
      • BulkMerchantDataResponse
      • CreditScoreResponse
      • HealthResponse
      • ActiveLoansResponse
      • LoanStatusResponse
      • ValidateDeductionsRequest
      • ValidateDeductionsResponse
      • BulkLoanStatusRequest
      • BulkLoanStatusResponse
      • RepaymentWebhookRequest
      • SettlementWebhookRequest
      • WebhookAckResponse
      • OAuthError
      • ApiError
  1. Data Ingestion

Submit bulk merchant data

POST
/marketplace/data/merchants/bulk
Submit data for multiple merchants in a single request. Maximum 1000 merchants per batch. For single-merchant OAuth tokens, the endpoint filters to only include data for the consented merchant.
Required scope: data.share.sales

Request

Authorization
Bearer Token
Provide your bearer token in the
Authorization
header when making requests to protected resources.
Example:
Authorization: Bearer ********************
or
Body Params application/jsonRequired

Examples

Responses

🟢200OK
application/json
Bulk data processed
Bodyapplication/json

🟠400Bad Request
🟠401Unauthorized
Request Request Example
Shell
JavaScript
Java
Swift
curl --location '/marketplace/data/merchants/bulk' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
    "merchants": [
        {
            "merchantIdentity": {
                "merchantId": "merchant_001",
                "businessName": "Yakoyo Foods Ltd",
                "businessType": "REGISTERED_BUSINESS",
                "marketplaceOnboardingDate": "2023-06-15T00:00:00.000Z",
                "verificationStatus": true,
                "location": "Lagos, Nigeria",
                "country": "Nigeria",
                "category": "food_beverages"
            },
            "salesPerformance": {
                "gmv30Days": 2500000,
                "gmv90Days": 8200000,
                "gmv180Days": 18500000,
                "avgMonthlySales": 3100000,
                "orderCount": 456,
                "avgOrderValue": 6800,
                "salesGrowthRate": 15.5
            },
            "revenueConsistency": {
                "monthlySalesVariance": 12.5,
                "zeroSalesMonths": 0,
                "longestSalesStreak": 18,
                "revenueConcentration": 35.2
            },
            "fulfillmentMetrics": {
                "fulfillmentRate": 97.8,
                "cancellationRate": 2.1,
                "refundRate": 1.5,
                "refundAmount": 45000,
                "disputeRate": 0.8,
                "lateDeliveryRate": 3.2
            },
            "payoutCashFlow": {
                "payoutFrequency": "WEEKLY",
                "avgPayoutValue": 775000,
                "failedPayouts": 0,
                "walletBalanceUsage": 125000,
                "settlementDelays": 0
            },
            "platformDependency": {
                "topProductGmvPercentage": 28.5,
                "topCustomerPercentage": 12.3
            },
            "behavioralRisk": {
                "accountSuspensions": 0,
                "policyViolationsSeverity": null,
                "hasFraudFlags": false,
                "hasSuddenGmvSpikes": false,
                "hasLinkedAccounts": false
            }
        }
    ],
    "marketplaceId": "your_marketplace_id",
    "batchTimestamp": "2026-01-29T08:00:00.000Z",
    "batchId": "batch_001"
}'
Response Response Example
200 - Success Example
{
    "success": true,
    "message": "Bulk data processed",
    "totalProcessed": 50,
    "successfullyProcessed": 48,
    "failed": 2,
    "errors": [
        {
            "field": "salesPerformance.gmv30Days",
            "error": "Must be a non-negative number",
            "merchantId": "merchant_42"
        }
    ],
    "processedMerchantIds": [
        "merchant_1",
        "merchant_2"
    ],
    "processedAt": "2026-01-29T08:15:30.000Z"
}
Modified at 2026-04-08 17:24:40
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Submit single merchant data
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Get merchant credit score
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