{
"merchant": {
"opensylo_id": "mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"marketplace_id": "PLT_MERCH_001",
"name": "Adebayo Electronics"
},
"active_loans": [
{
"loan_id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
"reference": "OSL-2026-00142",
"lender": {
"id": "lnd_abc123",
"name": "Sterling MFB"
},
"status": "disbursed",
"disbursed_at": "2026-03-15T09:00:00.000Z",
"due_date": "2026-09-15T09:00:00.000Z",
"terms": {
"principal_amount": 1500000,
"total_repayment": 1725000,
"currency": "NGN"
},
"repayment": {
"deduction_percentage": 10,
"minimum_deduction": 500,
"total_repaid": 345000,
"outstanding": 1380000,
"is_overdue": false,
"days_overdue": 0
},
"deduction_active": true
}
],
"summary": {
"total_active_loans": 1,
"total_outstanding": 1380000,
"combined_deduction_percentage": 10
},
"timestamp": "2019-08-24T14:15:22.123Z"
}