loan.defaulted

POST

https://api.opensylo.com/webhooks/outbound/loan.defaulted

Documentation only -- this event is sent by OpenSylo to your webhook URL.

Fired when a loan is marked as defaulted due to non-payment. Includes
outstanding amount, overdue days, and collection instructions. Continue
or increase deductions as instructed.

Request

Header Params

Body Params application/jsonRequired

Examples

Responses

🟢200OK

Your server should return 200 to acknowledge receipt.

This response does not have a body.

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api.opensylo.com/webhooks/outbound/loan.defaulted' \
--header 'X-OpenSylo-Signature: sha256=f1e2d3c4b5a6f7e8d9c0b1a2f3e4d5c6b7a8f9e0d1c2b3a4f5e6d7c8b9a0f1e2' \
--header 'X-OpenSylo-Timestamp: 1712495400' \
--header 'X-OpenSylo-Event-Id: evt_oa_20260407_001' \
--header 'Content-Type: application/json' \
--data '{
    "event": "loan.defaulted",
    "event_id": "evt_odf_20260407_006",
    "timestamp": "2026-04-07T20:00:00.000Z",
    "loan": {
        "id": "loan_f1e2d3c4-b5a6-7890-1234-567890abcdef",
        "reference": "OSL-2026-00142",
        "status": "defaulted"
    },
    "merchant": {
        "opensylo_id": "mch_a1b2c3d4-e5f6-7890-abcd-ef1234567890",
        "marketplace_id": "PLT_MERCH_001"
    },
    "default_details": {
        "outstanding_amount": 862500,
        "days_overdue": 45,
        "last_payment_date": "2026-02-20T12:00:00.000Z"
    },
    "collection_instructions": {
        "continue_deductions": true,
        "priority": "high",
        "deduction_percentage": 15
    }
}'

Modified at 2026-06-10 14:59:29

loan.completed

merchant.created